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Instructions – How To Use Kids Cash


Kids CashChildren playing video games is trying to motivate the world out of a selfish generation and help parents to get children away from long periods in front of the TV and video games while teaching them money management (before they get the real stuff).  Also, Kids Cash is trying to change the current trend of our children taking electronic entertainment for granted.  We all agree, no one wants children to watch too much television or spend long hours on video games … whether you have children or not, and we all agree and it’s the parents’ role to teach them.
Children can understand entertainment is a reward. They can learn how to save and budget both their time and cash. You can prepare your children for the real world, setting them up for work and avoiding future credit problems.  We all have regular responsibilities that we must do each and every day for our own personal routine, for example getting dressed and brushing our teeth. There are also other household duties that need to be done we call chores – they include loading the dishwasher, walking the dog or taking out the garbage.

Getting Started:

Begin with a family meeting, explain to your children that you are starting a reward system with 15 minute coupons to help organize them with their chores in exchange for using electronic media in your homes.

Cleaning ChoresHand Cash

It’s simply … a coupon given out when earned;

Then … payment taken back when wanting to use electronic entertainment!

Make a list of daily chores, reward them for completed chores or for good behavior (e.g. while at shopping); or something else as agreed upon by the parents (suggestions: a treasure chest, reward jar or they can save up for a larger reward such as a day at the zoo in lieu of using electronic devices).

Then make a list of how Kids CashKids Cash Reward can be redeemed (as suits your household and the child’s age.)  You, the parent, decide age appropriate chores.

Chores At Home: Examples: Wash dishes, homework, make bed, pick up toys.

  1. _____________________________
  2. _____________________________
  3. _____________________________

Electronic Media In My House: Examples: Television, computer, video games.

  1. _____________________________
  2. _____________________________
  3. _____________________________

Positive Behaviour To Reward: Examples: Good manners, behaving, playing well.

  1. _____________________________
  2. _____________________________
  3. _____________________________

Specific boundaries will depend on each individual family.  Remove electronic devices from your child’s bedroom, it limits their use if the playing/viewing area is controlled. Do not leave your television on, remember, children learn what you do.

Kids Cash Happy BoyUsing Kids Cash could be something you do just over a school holiday, or for short-term refocusing.  Teach your children to ‘save for a rainy day’ – save Kids Cash® and when there’s bad weather, they can redeem their coupons for electronic entertainment because they cannot go out to play! Teaching our children to ‘save for a rainy day’ is preparing them for future unexpected expenses.

Correcting Behaviour:

Using Kids Cash can be in the form of taking away from their allowance (but be slow to anger when taking away coupons abruptly that your child has earned or you may not get positive results next time you want chores done or good behaviour; that would be like your employer taking back some of your wages). Discipline is actually a positive thing … but in our busy, exhausting lives we allow a child’s rudeness to pass or pick up toys ourselves to avoid a conflict. The overall goal of disciplining children is that by the end of the day, we would like to train them to grow up and be responsible, self-disciplined adults.

Children need limits and boundaries and it is the parents’ role to teach them how to function in society. The most effective way is lead by example, to be the type of person that you wish your children to become and the words that you use will be a powerful discipline tool.

Punishment should show your love for your child, any that does not, should be ruled out, especially any punishment that causes humiliation, embarrassment or pain. Our ‘rod’ of discipline, like in the day of the Shepherds, should be used only in guiding our children, not in harming them. To teach self-discipline is to disciple and a disciple is a follower and student of a mentor or teacher – otherwise known as you, the parent.  (Proverbs 13:24, NIV, 24He who spares the rod hates his son, but he who loves him is careful to discipline him.)


Explain to your children that using Kids Cash must still follow your family rules, and discuss which shows or games are acceptable, you still need parental controls.  These are recommendations only, set schedules to suit your household.

Children need to feel valuable, that they have done a good job at their regular chores and when they sit down to watch TV or play video games, that it is a feel-good moment, they’ve earned it – eliminate arguments between parents and children over this issue.  This is accomplished by the incentive aspect of the game where children have to complete chores and daily responsibilities then getting rewarded for desirable behaviours with a single fifteen (15) minute coupon. Coupons are spent on electronic playing time or trade them in for other activities as agreed upon with their parents.